We are mortgage brokers specializing in small business commercial.
Our affiliate lenders are leaders in small commercial mortgages throughout North America.

Unlike most bank loans, we have a stated income/stated asset program.  That means full documentation paperwork isn't required.

• no T1's, T4's or NOAs required
• No income verification
• Unrestricted equity take-out
• Loan amounts up to $1.2 million
• Several affordable payment options
• 7 year terms
• 20 or 25 year amortization

Eligible properties include:

• Mixed Use - These properties integrate residential spaces with commercial uses, such as retail or office space.  Often these properties have a ground floor retail store or office with apartment(s) above, all in the same building.
   
• Self-Storage Facilities - Now one of the most competitive building classes in the country, these facilities are designed primarily for storage.  The category also includes clod storage, RV and boat storage facilities, and truck terminals (transit facilities).
   
• Retail/Office Buildings - Designed for retail or office sales and display, this category includes stand-alone buildings such as offices, supermarkets, convenience stores, drug stores, department stores, bakeries, and beauty shops - as well as strip centers, and neighborhood and community shopping centers.
   
• Warehouses/Light Industrial Properties -Single and multi-tenant facilities that are used for warehousing, light manufacturing, distribution, research, and development.  Does not include buildings where heavy manufacturing or specialized industrial operations, such as welding, occur.
   
• Automotive Services - Includes everything from auto repair facilities to retail auto shops and party supply stores.
   
• Special Purpose/Unique Properties - We will consider all commercial and unique properties that fall within our program guidelines and loan amounts, including daycare and educational facilities, funeral homes, campgrounds, outdoor entertainment centers, trailer and mobile home parks and marinas.
   
• Hotels/Motels - With our industry knowledge and expertise, we feel we understand the non-flagged world of hotels and motels better then most lenders.  Our valuation assumptions are based on facts relative to the specific property.
   
• Restaurants - We offer competitively priced financing for a wide range of properties, including owner-occupied and leased facilities as well as fast-food and full-serve restaurants in neighborhood or urban settings.
   
• Multi-Family Housing - We fund residential structures that contain five(5) or more dwelling units in the same building.  The multi-story buildings generally offer individual apartments for rent with common area facilities, such as an entrance, lobby, elevator, stairs, hallway, walks, or grounds.